Start Your Application and Save Big

Enjoy flexible financing options on your favorite Equipment - trailers or semi trucks - with the best terms and conditions available.

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Ask a Questions

Questions about our in-house semi truck financing options? Our award-winning customer support reps are standing by to provide the experience and dedication you need to stay out on the road.

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Apply Online

River Peak Financial got its start serving the trucking industry in 1994. We have great financing rates and line of credit options—all with experienced financial representatives you can trust to take care of you.

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Download The Application

Download a River Peak Financial line of credit or truck financing application. We'll assign you an expert personal lender who can advise programs that make sense for your business needs.

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We'll Be With You For the Long Run

We simply aim to finance your transporting business so you can get a roll on with better and

hassle-free ways. While taking a chance on you, we provide whatever resources and expertise needed for your business to grow and sustain.

Upgrade Your Fleet - Finance with Us!

Take the much-needed first step towards more efficient financing solutions for your equipment. You can directly contact us to learn more about leasing options. Or just...

Ready to Get on The Road? Choose What You Need

Semi-Truck and Trailers Financing

Have you been dreaming of owning a semi-truck or trailer to get started on your business? Don't worry, we understand. We take care of providing you with efficient and reliable semi- trucks and trailers on flexible leasing terms. While you take care of your commercial needs and upgrade your business. Sounds like a deal?

Startup Approvals

If you have just started your transportation business, we have better financing options for you. This can give your business a push without costing you a fortune. Our startup finance options are made to provide your company with the necessary growth without breaking the bank. Our reasonable flexible terms allow you to concentrate on expanding your business while we handle the rest.

Wide Credit Range

Credit scores don't define a business - we get it. So, we accommodate you with a broad range of credit scores. Whatever your credit history, our goal is to support your company by offering affordable and convenient financing options. Whether you are starting a credit card, have excellent credit, or have experienced past financial issues, we can help you get the trucks you need.

Large Fleet Financing

Even after managing your fleet of transportation company for some time, you can still require financing or leasing for new fleets. It couldn't be any better idea than to take your business to the next level. You can stand out among others and maintain an advantage over your rivals. When you think about expansion and upgrades, we can assist you in doing so. Our large fleet financing options come with competitive rates and flexible terms to ensure your business can scale without any burden. We can also help you with our specialized solutions for businesses with large fleets.

Get Started Today

Reach out to us today to get a quote and avail yourself of our specialized financing solution. Take the first step towards moving your business forward. Contact us now, and let's move forward.

Our Mission

Our mission is to empower small business transportation enterprises by providing fair and equitable financing solutions. We are dedicated to supporting owner-operators, startups, and micro fleets with the financial resources they need to grow and succeed.

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Our Happy Customers

River Peak Finance LLC made the process of starting our transportation business seamless. Their startup financing options were exactly what we needed to get on the road without costing me much.

Sarah M., New Business Owner

Upgrading our fleet was a critical step for our growth. River Peak Finance LLC provided us with the financing solutions that fit our needs perfectly. Their team was incredibly supportive and knowledgeable.

John T., Fleet Manager

We were concerned about our credit score affecting our ability to lease new trucks. River Peak Finance LLC worked with us to find a solution that fit our budget and needs. They truly understand the challenges businesses face.

Lisa R., Small Business Owner

Minimum Credit Creteria -

Minimum Credit Creteria -

FICO >= 620 (CA Applications >=590)

No FICO is Okay

Active tradelines cannot be past due

No repossessions in the past 5 years

No charge offs in the past 2 years

No active Bankruptcy or discharged bankruptcy in the past 12 months

No unpaid child support

Tax liens > $10,000 must show current payment plan.

Frequently Asked Questions

  • We provide a variety of services, such as semi-trucks and trailers, among others. We have a variety of models in our fleet to meet a range of applications and corporate demands.

  • The application procedure is easy to follow. For help, you can get in touch with our customer support team or complete our online application form. We will talk about your business's best financial choices after reviewing your application.

  • Indeed, we deal with a variety of credit scores. Our objective is to offer financing options that meet your requirements notwithstanding your credit background.

  • We support open and transparent pricing. Your agreement will make any additional costs quite apparent. You can successfully budget because there are no hidden charges.

  • Our large fleet finance options make upgrading your fleet simple. Get in touch with us to talk about your unique requirements, and we'll create a plan that meets your company's objectives.

  • Throughout your term, our committed support staff is here to help with any queries or problems you might encounter. We offer continuous upkeep and assistance to guarantee your fleets stay in optimal shape.